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Does Insurance Cover Drug Rehab?

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Does Insurance Cover Drug Rehab?

Once someone decides to become sober, the next step is finding the right rehab. As individuals look through potential treatment centers, they may wonder, “Does insurance cover drug rehab?” Thanks to the Affordable Care Act, drug and alcohol treatment receives coverage like any other chronic illness.

Does Insurance Cover Drug Rehab?

Insurance covers drug rehab in some circumstances. Before you go to rehab, make sure to verify your insurance coverage. The last thing that you want is the stress of financing rehab while you are trying to become sober. Instead of worrying about the cost later, make sure your insurance covers drug rehab before you go.

If you are uncertain about what your insurer covers, try calling a staff member at the office for addiction treatment enrollment. One of the most common questions among clients is, “Does insurance cover drug rehab?” You will not be the only person calling with this question. An addiction specialist can help you figure out if your insurance covers drug rehab and how much it covers.

Why Does Insurance Cover Drug Rehab?

In 2014, the Mental Health Parity And Addiction Equity Act passed. This law is a part of the Affordable Care Act. Basically, the law says that insurance companies have to cover substance use and mental health programs just like they cover other health services. This means that your insurance covers drug rehab just as much as they do any other program.

Your insurance company may only cover part of the cost if they normally pay for just a part of your medical costs. If they do not cover all of the cost, you can also look for alternative ways to pay. Some rehabs offer financing options and payment plans. Individuals can get a loan, use a health savings account, borrow from loved ones or try out a crowdfunding site.

When you ask “Does insurance cover drug rehab?” yes is not always the case. Insurance will sometimes cover at least part of the treatment, but it might not cover all of it. To make your rehab stay as comfortable and relaxing as possible, make sure to check with your insurance company and the rehab before you schedule your stay.

How Can Rehab Help With Recovery?

Recovering from addiction and mental health issues is a lifelong process. In a treatment center, individuals take the first step in learning about how substance use works and what they can do to stay sober. From relapse prevention techniques to counseling for co-occurring illnesses, the right rehab offers many options for helping clients remain clean. Individuals can find various programs available during treatment such as:

  • Experiential and adventure therapy
  • Depression and anxiety treatment programs
  • Dual diagnosis treatment
  • Gardening and eco-therapy
  • Individual, group and family therapy
  • Behavioral therapy and psychotherapy
  • Nutritional, trauma and wilderness therapy programs

You do not have to recover from your addiction alone. At Red Oak Recovery®, addiction specialists, counselors and peers can help you on your journey to a better life. Start overcoming your addiction today by calling us at 866-457-7590.